Place of residence

Place of residence is the place in which a person resides essentially regardless of housing type. In other words, it is where you are living and defines your home address. It could also be the address for a temporary residence if you for example work, study or are on holiday abroad. The term can for example be used in the policy letter for a home insurance.

Housing types in Sweden related to insurance

Your home or accommodation can be an apartment, a house or room in which one or more people live. For the purpose of insurance, they are categorized on the basis of the form of tenancy: rental, condominium, resident, owner-occupied apartment, and own home such as house.

Apartment

Apartment is a housing type. Today, there are two different forms of letting apartments in Sweden: tenancies and condominiums, which require home insurance with different coverage depending on if you rent or own the apartment. You can also sublet an apartment from a private person.

House

A house can be defined as a standalone villa, cabin or terraced house (several buildings connected). In order to require a house insurance, the policyholder should own the house, while some houses can be part of a condominium cooperative.

Insurances

Home InsuranceStudent InsuranceCar InsuranceDog InsuranceCat InsuranceAccident Insurance

© 2023 Hedvig AB

Tulegatan 2A
113 58 Stockholm
Org.nr. 559093-0334