Skip to main content

Home Insurance Student

Our student insurance is a popular choice when studying in Sweden. Includes all-risk and travel protection, always without lock-in period, and also applies if you rent a room or sublet a place from someone.

Student

Get your home insurance

How we handle personal data

Short videos of students in different situations: students partying, a woman riding a bicycle, a clock on the wall, hands in the air, a person trying to open a champagne bottle with a drill, a man doing acrobatics on a pier, a group of students on the dance floor.

Home insurance at a student price

An home insurance tailored for students, at a student-friendly price. Applies if you are younger than 30 years old and are studying at least half-time. The included all-risk provides extra protection for your things.

All-risk coverage

Up to 50 000 kr in compensation for all-risk damage to your stuff

Included in student insurance

Crash. Boom. Click. Cashing!

Insurance coverage

The insurance covers damage to your belongings in your student home. This also applies to things you rent or borrow.

  • 01In case of theft, vandalism and burglary
  • 02In case of fire
  • 03In case of water leaks
  • 04In case of extreme weather

The insurance covers damage or loss of your belongings when you take them outside your student home, as well as belongings stored in places like basement storage rooms, shared spaces, or at another address. Specific terms apply to belongings stored in your car, laundry in shared laundry room and theft-prone property.

The all-risk insurance covers your belongings that you accidentally lose or break in a sudden and unforeseen event. For example, it can include spilling coffee on your computer, dropping your mobile phone, or sitting on your glasses.

Compensation of up to 35 000 kr per bike for theft or vandalism. If you have home insurance with all-risk coverage, you may also be eligible for compensation for accidents, such as falling off your bike or collisions.

  • 01Bikes and related accessories
  • 02Electric bikes classified as bikes
  • 03Your standard deductible applies

Compensation for damaged white goods that you have purchased and can no longer use. You can also receive compensation for groceries and laundry that are damaged due to a fault with a machine.

Applies if someone claims that you have caused them injury or damaged their property. We can help you with investigation, negotiation, and legal representation in a potential court trial, as well as cover the cost of damages for which you are liable.

Legal protection can give you compensation for costs of a legal dispute, such as hiring an attorney and paying court fees. It applies to cases like property, custody or inheritance disputes.

  • 01Valid for disputes handled in general courts
  • 02The deductible is 20% of the cost (at lowest your fixed deductible and no more than 40 000 kr)

The insurance covers the costs if you need urgent care while traveling or if you get into an emergency situation at your destination.

  • 01Accident, acute illness, acute dental issues
  • 02Evacuation due to natural disasters, epidemics or war
  • 03Interrupted trip if a co-traveler or close family member at home becomes seriously ill or injured

Treatment by a therapist or psychologist if you experience mental health issues directly caused by an event covered by the home insurance.

  • 01Valid for up to 10 sessions with a therapist or psychologist, for a total amount of 15 000 kr
  • 02The treatment and costs must be approved by us in advance
  • 03Applies without deductible

This protection can provide you with compensation if you are a victim of a crime such as robbery, assault or abuse. The amount of compensation depends on the type of crime you experience. You can also receive compensation if someone attempts to commit a crime against you.

If you move, the insurance covers your belongings in both your old and new home for 30 days from the moving date. Your belongings are also covered during the move itself, as long as you don’t hire a moving company.

ID protection can help you prevent and detect identity theft, as well as limit the financial losses caused by such an event. You can also receive help and advice if personal or offensive content about you is published without your consent.

Covers the cost of repairing damage to your apartment with no maximum limit. Applies to water and fire damage. You can also get compensation for all-risk damages to the apartment up to 200 000 kr.

  • 01Fixed furnishings, such as your kitchen
  • 02Surfaces, such as your parquet floor
  • 03Glass panes that you are responsible for
RentalHomeowner

The insurance covers damage to your belongings in your student home. This also applies to things you rent or borrow.

  • 01In case of theft, vandalism and burglary
  • 02In case of fire
  • 03In case of water leaks
  • 04In case of extreme weather

The insurance covers damage or loss of your belongings when you take them outside your student home, as well as belongings stored in places like basement storage rooms, shared spaces, or at another address. Specific terms apply to belongings stored in your car, laundry in shared laundry room and theft-prone property.

The all-risk insurance covers your belongings that you accidentally lose or break in a sudden and unforeseen event. For example, it can include spilling coffee on your computer, dropping your mobile phone, or sitting on your glasses.

Compensation of up to 35 000 kr per bike for theft or vandalism. If you have home insurance with all-risk coverage, you may also be eligible for compensation for accidents, such as falling off your bike or collisions.

  • 01Bikes and related accessories
  • 02Electric bikes classified as bikes
  • 03Your standard deductible applies

Compensation for damaged white goods that you have purchased and can no longer use. You can also receive compensation for groceries and laundry that are damaged due to a fault with a machine.

Applies if someone claims that you have caused them injury or damaged their property. We can help you with investigation, negotiation, and legal representation in a potential court trial, as well as cover the cost of damages for which you are liable.

Legal protection can give you compensation for costs of a legal dispute, such as hiring an attorney and paying court fees. It applies to cases like property, custody or inheritance disputes.

  • 01Valid for disputes handled in general courts
  • 02The deductible is 20% of the cost (at lowest your fixed deductible and no more than 40 000 kr)

The insurance covers the costs if you need urgent care while traveling or if you get into an emergency situation at your destination.

  • 01Accident, acute illness, acute dental issues
  • 02Evacuation due to natural disasters, epidemics or war
  • 03Interrupted trip if a co-traveler or close family member at home becomes seriously ill or injured

Treatment by a therapist or psychologist if you experience mental health issues directly caused by an event covered by the home insurance.

  • 01Valid for up to 10 sessions with a therapist or psychologist, for a total amount of 15 000 kr
  • 02The treatment and costs must be approved by us in advance
  • 03Applies without deductible

This protection can provide you with compensation if you are a victim of a crime such as robbery, assault or abuse. The amount of compensation depends on the type of crime you experience. You can also receive compensation if someone attempts to commit a crime against you.

If you move, the insurance covers your belongings in both your old and new home for 30 days from the moving date. Your belongings are also covered during the move itself, as long as you don’t hire a moving company.

ID protection can help you prevent and detect identity theft, as well as limit the financial losses caused by such an event. You can also receive help and advice if personal or offensive content about you is published without your consent.

Covers the cost of repairing damage to your apartment with no maximum limit. Applies to water and fire damage. You can also get compensation for all-risk damages to the apartment up to 200 000 kr.

  • 01Fixed furnishings, such as your kitchen
  • 02Surfaces, such as your parquet floor
  • 03Glass panes that you are responsible for
Kille på resa tittar upp mot en palm i oskärpa

Travel Insurance Plus

Add Travel Insurance Plus and get compensation for more events that may affect your trips. You can also choose to extend the protection to 60 days per trip.

  • Cancellation coverage

  • Delays and ruined trips

  • Luggage and equipment

  • Unused activity or event

4.1 of 5

Shows the average of 1 990 reviews from our customers. Anyone who's had a claim is invited by email to leave a review. Read more

70%
6%
3%
4%
17%
Två studenter sitter vid ett bord och visar något på mobilen

Give friends an insurance discount

When one of your friends signs an insurance using your personal code, you both get a 10 kr discount per month. You will keep the discount as long as both of you stay with Hedvig.

About the discount

Any questions?

Read our Q&A, or reach out to us

The requirement is that you are 30 years old or younger and are studying at least half-time. After you turn 30, your reduced student price will disappear on the next renewal date.

The price of our home insurance for students is adapted to how you live today. As a student, you may not live in a large apartment with exclusive furnishings and own a lot of expensive items. You get our standard insurance, with the most important protection for both you and your belongings, at a discounted price.

Yes, all-risk is always included in the home insurance for students.

When signing the insurance, you choose between three different deductible amounts – which will apply to most of your claims. Some type of claims, such as assault and crisis therapy, have no deductible. If you are in need of legal protection and for example hires a lawyer, your deductible is 20% of the total cost.

Hedvig’s insurance is paid by direct debit. It’s quick and easy to set up the monthly payment in our app.

Hedvig is the first insurance company to truly appreciate the value of beauty products. If your beauty products get stolen or damaged through a sudden incident, your home insurance provides compensation.

Your personal belongings are insured up to 1 000 000 SEK.

Documents

Our terms and conditions are currently only available in Swedish

Discover our other insurances