Is “bostadsrättstillägg” (fixed furnishings coverage) included?

Yes. We believe that when owning an apartment, it’s important to have an insurance that covers the actual place, not just the belongings inside it. (In Sweden, the insurance term for this is “bostadsrättstillägg”.) Hedvig can compensate you for costs to repair damage to your apartment. Whether you live in a student room or a penthouse, there’s no compensation cap.

How do I switch to Hedvig if I already have insurance?

It’s easy! When you sign up for Hedvig, simply tell us which company you are insured with today, and we’ll take care of the switch for you.

Up to which value is my home insured?

The coverage for your home is unlimited. Your personal belongings are insured up to 1 million SEK.

What’s the deductible?

In almost all cases, the deductible is 1,500 SEK. However, for legal protection it is 25% of the total cost (but no less than 1,500 SEK). Travel and assault compensation have no deductible.

Is all-risk insurance included?

Yes, all-risk is always included in Hedvig’s home insurance.

Homeowner insurance

Comprehensive protection for homeowners. Our home insurance covers you, your family and your belongings, at home as well as abroad. All-risk insurance and travel protection always included. No lock-in period.

See your price

Wide protection for your condominium

Digital and affordable insurance

Water leak? Burglary? Or vacation ruined by sudden sickness? Don’t worry, our homeowner insurance has you covered. Just report your claim right in the app, and your service team will make sure that you get all the help you need.

Protection tailored to your needs

All-risk insurance is baked into the policy, providing great protection for your cell phone, toaster, furniture, TV, bicycle, and other items. The deductible is 1500 SEK.

Coverage for fixed furnishings

Sinks, kitchen counters, hardwood floors, and other fixed furnishings are protected by default (except in the event of careless damage).

Homeowner insurance coverage

Your stuff is covered for up to

1,000,000 SEK

Deductible

1,500 SEK

All-risk

Included

Travel insurance

45 days per trip

Terms & conditions (sv) ↗Product information (sv) ↗Pre-purchase information (sv) ↗

See your price

Trustpilot rating: Excellent

Hedvig has an ‘Excellent’ rating from Trustpilot with 4,8/5 stars based on 1,000+ reviews.

iOS app rating: 4,7/5 stars

Based on 1,000+ reviews, Hedvig might be the best insurance app people have ever used.

Claims rating: 4,7/5 stars

Based on 3,500+ reviews written by our customers after filing a claim.

Frequently asked questions

Global travel
insurance included

Our homeowner insurance lets you rest easy at home as well as abroad. Whether it’s lost luggage, delays, medical expenses, or some other travel-related issue, you’ll get help no matter where in the world you are (except for areas the Swedish Ministry of Foreign Affairs advises against traveling to).

Beauty products now included in our home insurance

Hedvig is the first insurance company to truly appreciate the value of beauty products. If your beauty products get stolen or damaged through a sudden incident, your home insurance provides compensation.

Add accident insurance to your homeowner insurance

Our accident insurance provides 24/7, worldwide coverage for up to six people. This coverage includes therapy, rehabilitation, dental injuries, and other permanent injuries. Simply add accident insurance when requesting a price quote, either on our website or in our app.

Report claims
24/7 in the app

As a Hedvig member, you make your claims right in the app, wherever and whenever. No paperwork required.

Join 100,000+ people getting
instant help with Hedvig

Get Hedvig