Ordinary insurance companies reward loyal customers with annual price increases. We reduce their monthly costs instead.

When someone joins with your code, you both get 10 SEK discount. If many friends join, your price will eventually be 0 SEK.

When your price goes down, we ping you through the Hedvig app. You both keep the discount as long as you are Hedvig members.

Companies spend incredible much money on Facebook, Google and TV commercials. That's why we use parts of our marketing budget at Hedvig Forever. It may be naive, but it's more fun to give the money to those who love us, such as you and your friends.

So there is just as much money left in the pot, but we at Hedvig step in and pay part of your monthly cost with our own money as a thank you for spreading the word about us.