Everything you want from a home insurance, at a good price. Whether it’s for your own rental apartment or a sublet. Smooth claims handling and personal service directly in the app.
The perfect insurance for you, your stuff, your place, and the people in it. All-risk insurance is included in Standard and Max, which provides an extra layer of protection for things like your phone, furnishings and bike.
Already insured elsewhere? We’ll help you switch
Without lock-in period
The insurance covers damage to your belongings in your home. This also applies to things you rent or borrow.
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The insurance covers damage or loss of your belongings when you take them outside your apartment, as well as belongings stored in places like basement storage rooms, shared spaces, or at another address. Specific terms apply to belongings stored in your car, laundry in shared laundry room and theft-prone property. | |
Compensation of up to 35 000 kr per bike for theft or vandalism. If you have home insurance with all-risk coverage, you may also be eligible for compensation for accidents, such as falling off your bike or collisions.
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Compensation for damaged white goods that you have purchased and can no longer use. You can also receive compensation for groceries and laundry that are damaged due to a fault with a machine. | |
Applies if someone claims that you have caused them injury or damaged their property. We can help you with investigation, negotiation, and legal representation in a potential court trial, as well as cover the cost of damages for which you are liable. | |
Legal protection can give you compensation for costs of a legal dispute, such as hiring an attorney and paying court fees. It applies to cases like property, custody or inheritance disputes.
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The insurance covers the costs if you need urgent care while traveling or if you get into an emergency situation at your destination.
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Treatment by a therapist or psychologist if you experience mental health issues directly caused by an event covered by the home insurance.
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This protection can provide you with compensation if you are a victim of a crime such as robbery, assault or abuse. The amount of compensation depends on the type of crime you experience. You can also receive compensation if someone attempts to commit a crime against you. | |
If you move, the insurance covers your belongings in both your old and new home for 30 days from the moving date. Your belongings are also covered during the move itself, as long as you don’t hire a moving company. | |
The all-risk insurance covers your belongings that you accidentally lose or break in a sudden and unforeseen event. For example, it can include spilling coffee on your computer, dropping your mobile phone, or sitting on your glasses. | |
ID protection can help you prevent and detect identity theft, as well as limit the financial losses caused by such an event. You can also receive help and advice if personal or offensive content about you is published without your consent. If you have the Max insurance level, you will also get access to our online service that monitors if your information is illegally spread online. | |
Some home electronics that are not older than four years at the time of the damage will be compensated based on the original purchase price.
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The insurance covers your belongings if you rent out your apartment, or parts of it. It applies to private purposes when you, as a private person, enter into an agreement with the tenant. |
| Max | Standard | Bas | |
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The insurance covers damage to your belongings in your home. This also applies to things you rent or borrow.
| |||
The insurance covers damage or loss of your belongings when you take them outside your apartment, as well as belongings stored in places like basement storage rooms, shared spaces, or at another address. Specific terms apply to belongings stored in your car, laundry in shared laundry room and theft-prone property. | |||
Compensation of up to 35 000 kr per bike for theft or vandalism. If you have home insurance with all-risk coverage, you may also be eligible for compensation for accidents, such as falling off your bike or collisions.
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Compensation for damaged white goods that you have purchased and can no longer use. You can also receive compensation for groceries and laundry that are damaged due to a fault with a machine. | |||
Applies if someone claims that you have caused them injury or damaged their property. We can help you with investigation, negotiation, and legal representation in a potential court trial, as well as cover the cost of damages for which you are liable. | |||
Legal protection can give you compensation for costs of a legal dispute, such as hiring an attorney and paying court fees. It applies to cases like property, custody or inheritance disputes.
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The insurance covers the costs if you need urgent care while traveling or if you get into an emergency situation at your destination.
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Treatment by a therapist or psychologist if you experience mental health issues directly caused by an event covered by the home insurance.
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This protection can provide you with compensation if you are a victim of a crime such as robbery, assault or abuse. The amount of compensation depends on the type of crime you experience. You can also receive compensation if someone attempts to commit a crime against you. | |||
If you move, the insurance covers your belongings in both your old and new home for 30 days from the moving date. Your belongings are also covered during the move itself, as long as you don’t hire a moving company. | |||
The all-risk insurance covers your belongings that you accidentally lose or break in a sudden and unforeseen event. For example, it can include spilling coffee on your computer, dropping your mobile phone, or sitting on your glasses. | |||
ID protection can help you prevent and detect identity theft, as well as limit the financial losses caused by such an event. You can also receive help and advice if personal or offensive content about you is published without your consent. If you have the Max insurance level, you will also get access to our online service that monitors if your information is illegally spread online. | |||
Some home electronics that are not older than four years at the time of the damage will be compensated based on the original purchase price.
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The insurance covers your belongings if you rent out your apartment, or parts of it. It applies to private purposes when you, as a private person, enter into an agreement with the tenant. |
Add Travel Insurance Plus and get compensation for more events that may affect your trip. You can also choose to extend the protection to 60 days per trip.
Cancellation coverage
Delays and ruined trips
Luggage and equipment
Unused activity or event
Your service team is ready to assist you almost immediately via the app. Common accidents are often resolved the same day. The money can reach your account in minutes rather than days.
Read our Q&A or reach out to us.
If you choose Home Insurance Standard or Max and have bad luck, your belongings are covered in the event of all-risk accidents.
Hedvig’s insurance is paid monthly, by direct debit. You can easily set up the payment in our app.
Your personal belongings are insured up to 1–3 million SEK, depending on which insurance package you choose.
Yes, up to a value of 35 000 SEK. For example, if your bike is stolen.
No problem, take a quote and tell us which company you are insured with today. If your current insurance provider allows automatic switching, we can take care of the cancellation for you. As the end date of your current home insurance will be in the future, we will simply activate your new insurance on that same day, without a gap.
If we can’t help you switch, you need to fill in the expire date of your current insurance in the start date field of your new insurance.
Planning to move? Change your address directly in our app and your new address will be valid immediately. If you have Home Insurance Standard or Max, your belongings are insured in your old apartment and during the move for 30 days after changing your address.
Read more in our terms and conditions (only available in Swedish, contact us if you have any questions)
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