Hedvig doesn't make money the traditional way. We have eliminated the temptation of holding on to your money instead of paying it back out. 75% of your premium goes to covering our members' claims. The remaining 25% goes to improving our insurance and making the experience effortless. At the end of the year, the money that is left is donated to SOS-Childrens Villages – an organization working for children's rights.
In Norway, we support the charity organisation SOS-Childrens Villages, whose mission is to build families for children in need, help them shape their own futures, and share in the development of their communities. A portion of all unclaimed money at Hedvig will be donated to support their cause.