Home Insurance

It’s an insurance that covers you in your home and the things that you store in your home and bring with you the day you move out of there. For example furniture, clothes, electronics, books, bikes, money to name a few things. It also has liability protection & legal protection included.

Your home should be your haven. Having one and knowing you and your things are protected is a great way to feel safe at home. You’ll always have a service team on stand-by if something would occur that will help you out in an instance.

As long as you add them to your policy, the home insurance covers for up to 6 people. It applies to adults and kids regardless of age, living under the same roof.

Yes! With many insurance companies you need to get an extra all-risk ad-on to have your phone covered. Not with us. At Hedvig the all-risk is included. Because we know very well what your mobile phone means to you.

Yes, all-risk insurance is always included at no extra cost in Hedvig's home insurance and covers loose property but not immovables at home. Our all-risk insurance applies when you have broken things you own through a sudden and unforeseen event in your home.

We have made an effort to create a great home insurance for you and we think it is important that you read the terms and your policy carefully. That way you’ll know what the insurance covers and what it does not cover. That way we can keep expectations for damages aligned in a good way.

You can read the terms here.

Hedvig is a fully digital approach to insurance. Easy claims process, instant help, and real help from real people. No phone queues, no call centers, no paperwork.

Hedvig was founded in 2017 to make millions of minds more peaceful by providing the most superior customer service on earth.

Hedvig is trusted by over 100,000 members in Sweden, Denmark, and Norway, making Hedvig one of the fastest-growing insurance companies in the region.

The most significant difference between Hedvig and the rest is that we have eliminated the temptation of holding on to your money instead of paying it back out.

75% of your premium goes to covering our members' claims. The remaining 25% goes to improving our insurance and making the experience effortless.

At the end of the year, the money that is left is donated to WeShelter – an organization working to aid homelessness in Denmark.

1. Make a claim anytime, anywhere – Our claims process is fully digital, making it easy for you to claim from anywhere in the world.

2. Record a voice message – When an accident has occurred, you record a voice message in the app telling us what happened.

3. Get instant help – For the simplest of claims, we settle the claim the same day. For larger claims, your service team will work around the clock.

4. Follow your claim in the Hedvig app – Receive notifications when something happens, and chat with your service team representative in the Hedvig app.

Switching to Hedvig is easy.

1. Sign up to Hedvig through our website or The Hedvig app
2. Choose a start date with Hedvig
3. Activate the Hedvig policy by connecting your payment details.

After you have done these steps, you are insured by Hedvig with access to an easy claim handling process and instant help in the Hedvig app.

Now contact your current insurance company and tell them you want to cancel your policy. Ask for a confirmation, just to be sure, and don’t forget to tell them that you have a new policy with Hedvig effective as of that date.

If you want to change the start date at Hedvig after being in contact with your current insurance company, then just chat with us in the Hedvig app.