Hedvig currently only offers apartment insurance - both for rental apartments and owned apartments. This insurance also include travel insurance for trips up to 45 days as well as insurance for all your gadgets and items - as long as they cost less than 50 000sek.
No problem. Hedvig takes care of the switch for you. Simply sign up with your Mobile Bank ID and we will activate your Hedvig insurance when your existing insurance expires. You're never without insurance and don't have to worry about terminating your existing policy.
Hedvig is Sweden's only insurance without a fixed contract length. We think you should have the freedom to pick and switch insurances as you like so that means you can cancel at any time.
Absolutely. Hedvig is reinsured by International Insurance Company of Hannover. One of the largest insurance companies in the world. You can't get much safer than that.
Some years there might be fewer claims which means there's money left over. Traditional insurance companies normally take that money themselves as profit. But Hedvig is different. If there is money left over we donate it to charities - you get decide which ones!
No, Hedvig is a for-profit company. We take a fixed 20% from your monthly payment and that's it. This allows us to focus on providing the best service possible to you and not on making more money from denying claims.
You price is calculated based on a couple of different factors, for example how you live, where you live and how many you live with. Hedvig has to get to know you a little before being able to give you a quote. Download the app, and we’ll take it from there!
Nope. You can cancel Hedvig at any time. Sweet right?
Hedvig covers you and the people you live with, for example your partner or kids. You enter how many you want to cover in the app!
Yes! Hedvigs home insurance covers all of your stuff to the maximum value of 50 000 kr per item. We also reimburse you more for electronics and have removed a lot of the difficult ____ that the other insurance companies usually use to limit reimbursement.
The deductible at Hedvig is 1 500 sek.
In Sweden you are often obliged by your community to have protection for installations in your apartment if you own it yourself – also called bostadsrättstillägg.
The homeowners insurance includes bostadsrättstillägg.
If you own your apartment and it already includes a bostadsrättstillägg, the same insurance conditions apply as if you rent your apartment. You can, therefore, fill in that you rent an apartment when you sign up with Hedvig. Please ask in the app if you have any concerns!
Unfortunately it isn’t included in your home insurance when you are in your residential country, but Hedvig does of course cover you if you would become sick or get hurt during a trip.
Just contact Hedvig in the app and write which date you would like to cancel your insurance.
Hedvig is secured by by one of the world's largest insurance groups named HDI Global Specialty SE. You can't get much safer than that.
Even though Hedvig is a new alternative on the market we can guarantee reimbursement to our members. Our partnership with HDI Global Specialty SE gives us extra safety.
Hedvig AB started in the fall of 2016 and launched the service in May 2018.
Of course not. We have a team of people that work daily with matters that regard our members and that can help out, how ever complex it might be. Our idea is that the Hedvig bot helps you when you need help quickly, but our team is always at hand in the chat when you need them.
Hedvig takes care of you for 12 months from the day of the event and even stores your insured property.
Your insurance will cover what happens when you are on a trip, so we will help you if you for example become sick or get into an accident. The travel insurance applies to everyone in your home insurance.
The travel insurance applies worldwide, with the exception of areas and countries that the Ministry of Foreign Affairs advises you against going to.
45 days is automatically included in the travel insurance, and you can extend it for another 45 days if you are away for a longer time.
If you have become injured or sick and need immediate care you should call Hedvig Global Assistance on +45 38 48 94 61, they are open around the clock.
Yes, if your luggage is delayed to your destination you will get reimbursement per delayed luggage. You get 750 sek after a 6 hour delay, 1 500 sek after 24 hours and 2 000 sek after a 48 hour delay. You can in total get 5 000 sek.
No, it is not included in home insurance. Many times you can have cancellation insurance if you have paid with a credit card, so please check with your card issuer. Hedvig also does pay anything for missed flights or costs that arise during a flight strike.
Yes, you can be reimbursed for unused costs for eg travel and accommodation if you or someone close to you, for example, are taken to hospital or have to travel home early (see exact terms in the insurance policy).
Yes, Hedvig will cover the cost to evacuate you in the event of for example a natural disaster, war, epidemic or anything else that causes the Ministry of Foreign Affairs to advise you against being in the country.
Hedvig is paid through direct debit, and it is easily set up through our app.
Your payment will be drawn the 27th of each month.
You need to cancel your current insurance yourself with your insurance company when you have signed up for Hedvig.
Unfortunately, we can't do this at this time.
Either you reach us through the cat in the Hedvig app, by our chat at our website or over the phone. You have the option in your att to be called by our team.
You can also see everyone that works at Hedvig here on our about us page!